Other services and Insurance on residentials

I was wondering if insurance would cover incase of an accident on an added service such as gutter cleaning or pressure/soft washing. Figured I just need to talk to my agent and see how much more it would be. I see alot of people added services to there window cleaning. Maybe you guys could give me some answers. thanks in advance.

I always ask the agent to check and see if we can add the additional service to the rider, and so far she has added them at no extra cost. Most of the additional services I haven’t been advertising, just stuff that people request, usually involving ladder work, like painting, snow removal, etc.

The flip side is that I kind of doubt that the liability insurance would actually cover anything if I really needed it, that’s why they are so willing to add services to the rider, if I wanted to add flight service to the moon, they would probably agree because they would never pay out anyway.

She is supposed to be checking on “Care,Custody and Control”, because she had never heard of such, supposedly everyone before always filed successfully on their general liability, so maybe I lucked into having the best GL carrier in the country:rolleyes:

mine doesn’t…
My insurance lady got a little mad when I said pressure washing in a conversation because that’s not on my insurance

Anything for them to make more money …