My insurance agent gasped when she heard what i was paying for liability insurance. I explained it was so high because i have CCC. She said, all you need to do is add voluntary property damage coverage.
I read some older threads that touched on this but I’m still unclear. What do you guys think?
Humm, not sure what the difference is but it seems like voluntary property damage would be more accidental (ladder scratches a window) where ccc could be more intentional (you use a razor on a window and it scratches).
Seems like a super gray zone tho so I’d definitely talk to her about exactly what your worried about. And even then, she just might not know.
Mine’s Burns & Wilcox underwritten by nationwide. Not a little company. This guy’s been trolling a couple other threads too. No one in a professional forum thinks your cool for being a d***. The bar hags might, but this here is a far different demographic.