Probably not for 48 per month. Jdw is the only one I know of that specifically has it.
Who is the underwriter? They’re the ones who will pay out or not, not your agent. Most agents don’t really understand it. If he had to look it up, then you’re probably not covered like you think.
We think that if we scratch glass we’re covered… Up until we’re not.
See the scenarios here: Insurance Quote - #38 by JaredAI
The way it works is if you scratch a window you’re not covered. If you throw a ladder through a window, you’re covered. But it would be hard to cover your tracks by breaking every window in a house…
