Hi everyone, I am located in Bakersfield, CA and I own and operate a window cleaning business that also provides solar panel cleaning, rain gutter cleaning, screen repairs, & pressure washing (house sidings, concrete surfaces). My question is who would be a good quality insurance company to go to for general liability insurance? Also what would your recommendation be for the “Aggregate” (dollar amount limit paid per year) and “Occurrence” (dollar amount limit paid per occurrence) amounts for the policy?
Justin - Have you searched the Forum for existing topics regarding Insurance ? There are many that cover an array of specific questions.
It seems like an industry-standard is a 2 million-dollar policy 1 million per occurrence. That’s my policy and I have $1,000 deductible. As far as the insurance company goes I really have no idea, I get mine from a friend who is a broker.