Ok, I was contacted by one of the top builders in the area, and they wanted me to clean some picture windows only, superintendent or guy in charge met me at the house, and gave me a fat contract to fill and sign, told me that I need $2M insurance and their name added in the policy, and kept telling me where all the houses they were building are located, and blah blah blah.
I asked him if if he wanted me to bid on all those jobs, and he said that once I sign the contract I’ll be the one they call for window cleaning. I was shocked and because my lack of experience I didn’t really knew exactly how to handle the situation so I went into “Listen only” mode and talked very little, explained my method and he asked me things about my company (employees, references, etc).
Now I got a call from him telling me that they “cannot” sign the scratch waiver … I need the job but I’m not in desperate need, but can see a lot of more doors opening after this, but at the same time I don’t wanna risk everything.
I told the guy that I was going to see my lawyer (that’s you guys) and give him an answer tomorrow, since we haven’t do no one job, even residential, without a signed waiver ,which is not true, even when I know that should be the way to do it, but I don’t want to open that can of worms now.
NOW, my question and/or plan …
Can I get some other insurance besides the GL of $2M (which I already have since Yesterday) to cover me in case that something happens on WHAT I’m working on ? I’ve read about something called “custody and care” or similar … is it worth it?
I don’t know yet the volume of work that this will bring to see if it justify all this, but I’ll discuss that with him … but my idea is, if the previous question seems viable, explain to him that I’m gonna have to do all that, hence my prices will be XX% more since I will have to use chemicals in order to remove all the silicone and stuff without using a scraper.
This is NOT going to be CCU as of now, but I’d “like” to do it in the future, is just residential cleaning on houses over $1M and $2M.
I hope that you guys with more experience can give me some advice and help see things that I’m sure not seeing clearly now. If you have dealt with these type of builders will be a plus.
Thanks in advance and sorry for the loooong post.